In the last few years, more and more people have become frustrated with financial institutions that don’t really understand their needs. According to CNNmoney.com, “bank fees are like a game of Whac-a-Mole. The minute one set is banned; a whole new set pops up.” In August 2010, the Card Act banned a variety of fees including certain overdraft and excessive late charges. But one month later, banks continue to increase existing fees and finding creative new ways to charge customers more for credit cards, so-called “free” checking accounts and banking services. Even bank-sponsored prepaid debit cards like the Kardashian Kard ,marketed as alternatives to a regular account, charged such exorbitant fees that it was shut down. Now the time has come to take the next evolutionary step.

The proposed OPUS Federal Credit Union* (OPUSfcu) recognizes the unique services, savings and credit requirements of the common person, their cash flow, their families, their success. The proposed OPUS Federal Credit Union* (OPUSfcu) will offer a low cost account with NO overdraft fees, NO annual fees, a $2.95 monthly account maintenance fee, FREE online and mobile banking, FREE IVR access, FREE debit card and access to over over 55,000 surcharge FREE ATMs and over over 7,000 branches nationwide.

…hard working individuals that deserve the best.

A credit union is a cooperative owned by its members, not outside investors or stock holders. Credit union members pool their resources to make loans and offer a wide range of financial services to fellow members. Volunteers serve as board members, always keeping members’ interests front and center.

And because it’s a not-for-profit institution, a credit union returns all financial gains to its members in the form of improved rates on loans and investments.

...Not for Profit, Not for Charity -- But for Service.

Copyright © 2010 - The proposed OPUS Federal Credit Union*
(OPUSfcu.org) All Rights Reserved.
This is not an offer to sell a security or a general solicitation; an offer to sell a security only may be made by a private placement memorandum to pre-existing sophisticated and or accredited investors where permitted by law. The purpose of this site is for general information research. *proposed name; credit union expected to launch in the near future.